It seems like finances are always tight.  You’re just finally starting to feel like you might recover from summer vacations, camp for the kids, and buying all those new school clothes and supplies.  No rest though; they’re already reminding your kids that Christmas is “just around the corner”.

If you’re like many people, you start feeling overwhelmed.  It only takes a small illness, an unexpected car repair, and suddenly those finances you have so carefully balanced seem like they’re all about to tumble down.  Then that “B” word comes to mind: Bankruptcy.  It comes with a flood of questions, wondering it would be right for you, what would you lose in the process, and how does one even go about it?  What about those debt consolidation things, and do they even work?

If you’re in that unfortunate position, you need answers.  You don’t need someone trying to sell you “solutions”.  You need information so you can make the best decision for your family.  We offer a free initial consultation and we would be glad to help you by giving you the information you need to make an informed choice.